How to Develop a Car Insurance App Like The General | Complete Guide

Like health insurance, people are becoming more serious about car insurance. However, the majority of people expect more than just competitive rates from their car insurance providers.

Speed, convenience, and smooth operation are the top priorities of car owners today. To fulfill these demands, top apps like The General come with their powerful functionalities.

Do you also want to upgrade your offering? Then make the right investment and build an app like The General, which will be a breakthrough for you.

Are you confused about where to start? This blog will help you figure it out.

Explore this blog till the end to know everything about the car insurance industry and how to develop an app like the top names.

Know About The General Auto Insurance App

General is one of the most popular names among the names of the best car insurance apps in the United States.

It has become a popular choice because it specializes in offering auto insurance to drivers who struggle to get coverage elsewhere. These drivers are mostly with a poor record of driving, don’t have insurance, and history of accidents.

This insurance app in the US offers its users excellent features that mainly attract users. Users can quickly get a quote for a new auto insurance policy without wasting much of their time.

Users can make payments right away or can also schedule their payments for later. The app offers different methods of payment and can even pay in cash.

Documents that users who may have signed up for the first time can access through the app.

You can get a quick view of these documents and even access the legal documents by clicking on the PDF version. You can start and submit new claims and get the status of the existing claims.

What’s Happening in the Car Insurance App Market?

The global car insurance market is booming, and there is no sign of it going down.

Since people are becoming careful about their cars, they make a safe deal by applying for insurance to get full coverage in case of any unforeseen situation. We have come up with some attractive statistics that will prove our words.

• By 2023, it is estimated that the car insurance market size on a global level will be $730.1 million.

• Moving forward, it is projected that by the end of the year 2030, the same market size will reach $1764.2 million globally.
• Thus, the number clearly states that between the years 2023 to 2030, the global car insurance market size will grow at a CAGR of 13.4%.
• In 2025, the motor vehicle insurance market in the United States is projected to be $349.4 billion.

These stats are making it very clear that it’s high time to build an app like The General, which will be an excellent investment.

An app will make people sign up for car insurance from the ease of their home without wasting time on office visits, and additionally, there will be more benefits.

Must-Have Features for Your Car Insurance App, Like The General

Ready to know about some must-have features that are going to be integrated into your car insurance app, like The General? If you are developing an app like The General, then you should know about the features.

So, here is the list of key features of the car insurance app, The General, that need your consideration.

► User Profile

So, if you are creating an app like The General, then it must have the feature of a user profile. For your users, it is an essential place where they can fill in all their details, from personal to vehicle.

This will give your clients’ personal and vehicle information of your clients a centralized place within the app, which can be quickly accessed by the users for quick reference.

When every detail is in one place, it will create less chaos.

► Search and Personalized Recommendations

Your app must have a smart search feature to make it easy for users to find the policies or claims within the app. There should be a feature that will offer personalized recommendations of policies based on the age, vehicle, income, family members, and other details of the user.

The app must be able to analyze the required details of the users from the given information to give personalized recommendations. This makes the search smoother.

► Policy Information

There must be features of the app that collect the users’ policy information of the users and place it in a centralized location. Whether it’s an active policy or a policy that was recently claimed by the user, every one of them should have a single place in the app.

This will create a bridge for the users to land on the right policy. Additionally, whenever the users want to take a look at the policy and claims, they can do it conveniently anytime.

► Payment Process

General is a car insurance app that means the car owners can claim insurance right from the app. To make this process more seamless, there must be several payment processes within the app and boost overall customer experience.

When a car owner or the user gets several payment options within the app to claim their auto insurance, the hassle of visiting banks can easily be avoided. Also, this will help users to make autopayments of their claims easily.

► Claim Filing

You are creating an auto insurance app, so yes, you can file a claim right from the app. Your app must have a feature that allows the user to file claims. It is the most important feature of an auto insurance app, so skipping this feature is a big mistake.

Your users will install the app, register themselves, and access the feature to digitally claim auto insurance, submitting the required details. This will make the whole process easy and efficient.

► Push Notification

Push notifications must be part of the features of the car insurance app we will be creating, like The General. This is also one of the crucial features since this will make it easy to alert the app users.

Through the push notification, you can keep the users updated about the claim filing process, whether it is completed or not.

Further, the push notification will alert your clients about the promotional offers, like discounts, introducing new services, and others.

► Customer Support

Customer support should be a feature of every app, whether it’s insurance or anything else. Customer support plays a major role in addressing the issues of the clients or the app users.

This feature should be 24/7 available to the app users so that wherever users face any issue related to claim filing or regarding the other features of the app, they can ask for help.

The customer support team can be reached through chat, over the phone, and via email from the app.

► Chatbot

To take customer support to another level, the chatbot feature should be there in your car insurance app. The chatbot is an AI-powered chat feature that offers a more personalized solution to customer queries that giving an extraordinary experience to customers.

Customers can get a real-time solution for their generic issues, and later can handle more complex issues with the intervention of the extended team.

► Upload Document & Images

There must be a feature that allows the app users or the clients to seamlessly upload various types of documents. These documents consist of the vehicle information, their personal information, images, and other related documents in the app.

When clients can file for car insurance within the app, they will not need to submit documents offline. So, this feature of the car insurance app, l will save time and make collecting information easy.

Complete Steps to Develop an App Like The General

If you are firm on your decision to invest in car insurance app development, then this section is for you. The app development company follows the process, and if you can’t do it by yourself, then you can hire one.

To build an like The General in the US, follow the steps we have broken down below. Let’s get into it.

Step 1: Research and Planning

The app development process starts with planning and ends with post management.

So, to create an app like The General that takes a successful place in the market, you need to start with its planning and research. If you have a mobile app idea, just like The General, then conduct thorough market research about the app along with its competitor apps.

This helps you form an understanding of its features, market positioning, and target audience. If these apps have some loopholes, then you can plan to create an app that fills the gaps and meets audience expectations.

Step 2: Select the Right App Features

After successful mobile app market research of similar apps like The General, you need to select the most relevant and crucial features for your app.

Since you don’t have much knowledge about the features within the fintech app, we have made your work easy.

Below, we have listed the must-have features of the app in general that need your attention.

• Easy onboarding with flexible login options, which include social media, phone numbers, and Google accounts.
• Quote a car policy for your new car or just renew the old policy from within the same app.
• Managing policies is no longer a hassle; the app will check the policy details, access coverage information, track the premiums paid, and get a notification of upcoming renewal.
• Get access to every document of the car policy and others by just logging in to the app.
• Flexible and secure payment options with payment gateways will eliminate the need to visit banks. The auto payment option can also be enabled.
• Start and submit new claims or just keep track of existing ones from one place in the app Users can also self-survey for faster settlements.

Step 3: Choose the Needed Tech Stack

After deciding on the features you want to integrate into your car insurance app, like The General, it’s time to jump into the next step.

In this step, you need to choose the right tech stack for your app that will offer the best outcomes, just like the car insurance app The General. You need the correct tech stack to build different parts of the app.

Let’s take a closer look at the recommended mobile app tech stack.

Front-end development:

• For cross-platform development, Flutter and React Native are a single codebase that will help you create both Android and iOS apps.
• For native iOS, Swift, Objective-C, Xcode, UIKit, and for native Android Java, Kotlin.

Backend development:

• For programming languages, JS, Python, Java, Ruby on Rails, and PHP.
• For frameworks and libraries, JS, Django, Laravel, Spring Boot, and .NET Core.
• For databases, MySQL, PostgreSQL, MongoDB, Cassandra, and Firebase.
• For cloud platforms, AWS, Google Cloud Platform, and Microsoft Azure.

Step 4: UI/UX Design of the App

After choosing the right features and tech stack for your car insurance app, like The General, it’s time to proceed with its design.

Design is one of the major parts of every app that decides the user engagement. In this step, you have to create the visual representation of the app’s appearance and functionality.

For this, you need to create a wireframe of the app and a prototype of the app. The entire backend of the app depends on how you will design the UI/UX of the car insurance app, The General. The user interface (UI) of the app must be interactive, which builds an excellent user experience (UX).

Step 5: Develop the App

Now comes the main part after the steps to build an app like The General: development.

This step consists of both frontend and backend development of the car insurance app in the US. First comes the frontend development in which the UI/UX design is transformed into app functionalities and features.

Frontend development allows you to design an attractive app interface. Then, proceed to carry out the backend development that allows you to create the backbone of the app that lets it run in a proper manner. The programming language, database, frameworks, cloud platforms, etc, are created.

Step 6: Test & Launch the App

Now comes the step that you cannot skip if you want your car insurance app to offer optimum performance after the launch.

This step is testing and QA of the app; in this step, developers will thoroughly check the app for the last time. Mobile app testing is crucial to check for bugs and other issues in the app and fix them at the earliest.

Now that you have checked that the app is free from problems, it’s the perfect time to deploy or launch the app on different app download platforms.

However, before launching the app, you should market the app through different platforms like social media, email, etc, to create the buzz.

Step 7: Keep the App on Check

Now comes the last step of the whole development process of the insurance app like The General. This step may not be part of the development process, but keeping the apps in their optimum situation after launching them is as important as developing them.

Thus, post the launch of the app, keep the app always on the check, keep track of its performance issues, and fix them in real time.

Also, with the growing cyber attacks, you must think about mobile app security; for that, keep the security patch of the app updated. Also, look into the advanced features you must update, features, and add AI to Insurance apps.

How Much Will it Cost to Build an App Like The General?

As we have said before, you can hire an app development company to support your insurance app development idea.

You must know how much it can cost you. Knowing the cost to develop an insurance app will help you budget accordingly.

It will approximately cost you between $30,000 to $150,000 or more to build an app like The General. The amount can vary as per the different factors of app development like complexity, features, technology, developers’ location, and many more.

If you don’t hire an app development company, then you have the option to hire individual developers as well and create your own team.

The cost to hire an app developer depends on how much they are expecting. Depending upon their experience, developers can demand between $30 to $70 per hour.

How Nimble AppGenie Will Help You Build an App Like The General

Did you find the app development a challenging task for you? You are not just; there are many people like you out there who find it difficult to follow the development process correctly.

In such a situation, counting on an expert hand like Nimble AppGenie will be an excellent means of help.

Nimble AppGenie is the best insurance app development company. We know exactly what our clients need for their app to be successful in the highly competitive car insurance app market.

Our developers have decades of expertise in the app development profession and can help you from planning to post-maintenance of the apps. Moreover, we have expertise in developing apps for multiple industries.

Conclusion

To build an app like The General for car insurance, your app must offer convenience, trust, and accessibility to tech-savvy users. Your app must have the capability that surpasses the industry leaders and their competitors.

You know exactly how you can turn your idea of an innovative car insurance app like The General into reality. You can also choose a capable development partner that will make the journey smoother.

So, take the opportunity to create a futuristic car insurance app and grow.

FAQs

Niketan Sharma

Niketan Sharma, CTO, Nimble AppGenie, is a tech enthusiast with more than a decade of experience in delivering high-value solutions that allow a brand to penetrate the market easily. With a strong hold on mobile app development, he is actively working to help businesses identify the potential of digital transformation by sharing insightful statistics, guides & blogs.