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Mobile Banking

Automate Banking With Banking Mobile App Development

– Mobile Banking or Online Banking is the new way of handling your accounts and finances. Some of the world’s largest financial institutions like Bank of America, AmericanExpress, and Citi, have their own mobile banking application, making it easier for users to access and manage financial services.

If you want to develop a mobile banking app, Nimble AppGenie can help you. As a leading mobile banking app development company, we have worked on some of the most well-known mobile banking solutions in the fintech world. With our mobile banking app development, you can build the app that you want.

Dare To Be Great, We’ll Help The Process.

Mobile Banking App

We implement disruptive mobile technologies to enhance CX

Deloitte believes that in 2023, North American banks will spend half of their entire IT budget on emerging technologies, whereas European banks are said to spend one-third. The predicted share is much higher than the current at 27%, meaning that digital banking is the future. And With Mobile Banking Development Services, you can be the driving force behind this change.


Account Management

Your banking apps would provide customers with ease of account management. The customers can manage account information, and cards, and check account balances and transactions via the app only. This is the core feature of mobile banking app development.


Transaction Swiftness

Modern customers want their banking mobile apps to allow them to make payments and transfer money. Payments via QR codes, NFC, and UPI have become mainstream in digital payments. However, it is crucial for your app to instantly transfer funds.


24/7 Customer Service

– Conversation technology coupled with AI & ML allows banks to offer 24/7 customer service that doesn't require continuous human efforts. The advent of banking chatbots has made customer service cost-efficient for banks. Thus, delivering unmatched customer experience.

Mobile Banking App

Mobile Banking App Features

Many mobile banking application development companies will overwhelm you by offering dozens of features that might be unnecessary for your app. We suggest you the right set of features that your banking app should have. You can pick among the following mobile banking app features.


Account Management

The users should be able to manage their account information along with the capability to block/activate cards via mobile banking software.


Scheduling Payments

Allowing users to schedule automatic payments for future dates or times. This is a core part of banking application development solutions.


Bill Payments

The users would be able to pay their mobile or utility bills via the banking app. This is an important functionality of mobile banking app development.


Customizable Alerts

Self-personalization of alerts increases user retention and reduces app abandonment. Being a leading mobile banking app development company, this is a feature we always include.


Seamless Customer Onboarding

Customers often find it difficult to associate with a new bank. Starting from filling out an application form to KYC, creating a bank account online isn’t so easy. We build applications that enable users to create their bank accounts in minutes.


Secure Authentication

Due to KYC and AML regulations, user authentication has become a crucial step for banking app development. Although user authentication is necessary, it improves the chances of app abandonment. Hence, banking app developers should also keep UX into consideration while implementing user authentication.


Push Notification

The most crucial feature that helps in marketing the banking services as well as enhancing security. We mostly implement all three types (Transactional, app-based, and promotional) of push notifications in the banking apps.


Mobile payments

We’ll implement QR-code, NFC, and UPI payment technology to allow your users to make instant payments directly from their bank accounts. It can be easily done by integrating your app with the bank's server. Our team of mobile banking app software providers makes it simple and easy to use.



Having AI-powered chatbots will allow you to be available for customer queries 24/7. The good news is that the advancement of AI and ML has made it possible for banking app development companies like us to implement this feature at a lesser cost.


ATM or Branch Locator

Finding your physical bank branch should be easy for your customers. Having the map locations within the app will enable them to easily find the nearby ATM or bank branch. We integrate Google and Apple maps for this feature.


Multi-factor Authentication

Giving access to the bank account with a single password will only compromise digital-banking security. Therefore we implement multi-factor authentication to ensure security.


Real-time Alerts

Real-time alerts powered by AI & ML allow you to alert users about any suspicious activities. As a banking software development company, we include this in the solution.



We use several encryption algorithms to ensure maximum security for the banking application. We recommend TLS protocol for computer networks.



To ease out the authentication and improve security, we prefer using biometrics due to their heavy popularity. Our experience mobile banking app developers have mastery over such features.

Banking app Development

We Help You Achieve Digital Transformation

We’re a mobile banking application development company that is specialized in developing secure banking portals facing end customers. Our exceptionally skilled team has delivered several banking applications that are helping banks offer innovative services at lower costs. We concentrate on building software solutions that provide value to the end user.

Channel Agnostic CX

A transformation commenced on a desktop can be carried to mobile devices, and vice-versa. We help you build mobile banking strategies that augment core banking platforms with the “Agile Edge”. This allows you to be nimble and act on changing customer demands within months instead of years.


Transformation On the Go

Big industries on which several other industries rely face a slow pace of transformation due to strict regulations. However, the end customer-facing applications can be taken to the market much faster. We use Agile methodologies that support lean requirements and deliver results to your banking business in less than six months.


Performance-oriented microservice architecture

By leveraging an intermediary messaging layer and abstracting away from a batch-oriented core platform model, banks can speed up service delivery. We mostly recommend a microservice architecture that scales and personalize itself. We’ve extensive experience in integrating into most of the common banking platforms, such as Finserv, FIS, etc.


End-to-End Encryption

Digital banking transactions are the hotspot for cyber criminals. In June 2020, the FBI warned that financial cybercrimes may rise due to the rise of digital banking. To help banks overcome security challenges, we implement end-to-end data encryption in the banking software that we develop. We recommend SSL chain verification to ensure the encrypted connection between the Upload Filer and the web server.


Our Work That Shines – Market-Leading Mobile Banking App Development Services

Nimble AppGenie as a leading mobile banking app development company has worked with top clients from across the world and delivered outstanding results. Some of our best work is, as mentioned below:

The Digital Bank of Africa

  • The digital Bank of Africa, aka DafriBank, is a borderless digital bank built specifically for entrepreneurs and merchants to act as an electronic payment gateway system. The bank caters to the banking needs of the growing digital entrepreneurial class in the African region.

CUT E-Wallet

  • CUT mobile wallet allows users to make payments and transfer money in Myanmar and China. The app supports MMK and RMB and allows instant fund transfer via a QR code, phone number, or account ID. As a mobile banking app development company, this is one of our best projects.

Scalable and Robust Architecture

  • The banking app we’ll develop for you will be built on a very secure and scalable software architecture. Digital banking security is among the biggest concerns for the industry and hence it is compulsory for banks to ensure data safety. The scalability of your banking apps is also an important element you should focus on.

Cost-Effective Solutions

  • We’re not here to sell technologies, we aim to help our customers by crafting technology solutions that can solve specific business problems. It means that our clients get the best mobile banking app development services that are built to drive faster ROI while helping banking institutions achieve the desired efficiency.

Want to ensure faster ROI for your mobile banking app development?

Hire Banking App Developers

Mobile Banking App Development Cost Estimation

Mobile Banking App Development costs can range from $15,000 to $320,000. As a leading mobile banking App development company, we keep banking application development minimal but there are some factors that can affect the same.


Technology Stack

Tech stack refers to the technologies used in development. Different stack of technologies has different total mobile banking software development costs.


UI/UX Components

UI/UX component is an important part of the mobile app. Moreover, the more complex the user interface/ user experience is, the more expensive it grows.


App Platform

Whether you choose android app development, iOS app development, or Hybrid, the mobile banking development cost will be changing accordingly.



Features are the driving force of a mobile banking app. And just like UI/UX design, the more complex and advanced features you include, the more expensive it is going to be.



Larger mobile apps require more storage, in this way, the amount of storage required for the app also affects the total banking application development process.


Type of App

There are a few different types of mobile banking app development. Depending on the type you choose, the development cost can be different.


App Testing

Some of the tools used in in-app testing are quite expensive, so the testing process of the app can affect the total mobile banking application development.

Our Solutions

Creating The Next Best

Being the best mobile app development agency, Nimble AppGenie offers a range of website and app development services. These are, as mentioned below:


Our eLearning Mobile App Development Process

As a top-notch banking app development company, Nimble follows a flexible process than allows us to deliver solutions that you can look forward to. These are, as mentioned below:


Analysis & Planning

The mobile banking app development solutions start with analysis and planning.


UI/UX Design

Once the planning is done, our team starts designing the banking mobile app.


Development Process

It is in this process that developers code the app into a real-life working Banking app.



After development, the app will be tested to check for errors and bugs.


Maintenance & Support

Nimble AppGenie also offers banking mobile app maintenance and support services.


Our Success Stories

Nimble AppGenie has worked with many amazing clients and delivered successful mobile applications. Check out some of our success stories.


DafriBank Digital Bank Of Africa

  • South Africa
  • Nigeria

DafriBank Digital Bank Of Africa

Case Study

Pay By Check Multi-Currency E-wallet Mobile App

  • USA
  • Canada

Pay By Check Multi-Currency E-wallet Mobile App

Case Study

Local LITLocal Lit Restaurant App

Allows establishments to display themselves, take & manage orders, & interact with customers while helping users find favorite establishment & share it with friends.

Case Study
  • USA

medu4 Medu4 Medical Educational Platform

Case Study
Our Values

What Makes Us, Nimble AppGenie

Nimble AppGenie is a mobile app development company driven by a mission and working towards a vision. We have built ourselves around the values which enable us to deliver unremarkable results.



Nimble aims to improve the financial sector with innovative fintech apps, faster transactions, and better security.



Our Vision is to contribute to the digital economy while delivering outstanding mobile app/website solutions.



Our goal in the year 2022 is to deliver better than ever innovative digital solutions to over clients.



For Nimble, Success means client satisfaction and growth driving solutions that help you reach your goal.

Mobile Banking Software Development Services

Nimble AppGenie is a leading Mobile banking software development company in USA. Our team of developers has years’ worth of experience and technical prowess needed to deliver growth-driven mobile banking app solutions.

Let’s Have a Glance

What is it Like to Work With Us?

We at Nimble AppGenie are committed to delivering results that satisfy our client’s needs and delivering their business objectives. Here are stories from our clients about their experiences working with us.

Nimble AppGenie’s Reviews

Deemed The Best App Developers

Nimble AppGenie has been deemed the top mobile app development company by well-known critics and tech reviewers.


These are answers to some of the most frequently asked questions about mobile banking app development.

All you need to do is reach out to Nimble AppGenie a leading mobile banking app development company in USA. Our mobile banking app solutions have a proven real-world performance along with much-needed innovation. So, if you want to develop the next best mobile banking app in the industry, Nimble AppGenie can help you do just that.

Mobile Banking app development costs can be anywhere between $15,000 and $30,000. However, there are various factors that can affect the cost. Nevertheless, if you want a closer estimate of the cost you can contact our team and share the project details, our team will give you a better estimate of the development cost.

Mobile Banking app development time depends on several factors. But you can expect anything between 2 weeks to 10 weeks.

Nimble AppGenie is a leading mobile banking app development that offers a range of services. Some of the popular types of mobile banking apps are, as mentioned below:
  • Mobile Banking over SMS (also known as SMS Banking)
  • Mobile Banking over Wireless Application Protocol (WAP)
  • Mobile Banking over Unstructured Supplementary Service Data (USSD)

As a leading mobile banking app development company, Nimble AppGenie values your confidentiality above anything else. This is why we always sign an NDA or non-disclosure agreement with the client. Thus, ensuring the confidentiality of your unique mobile app idea.

As a visionarytechnologiesapp development company, Nimble AppGenie uses only the most advanced tools and technologies ensuring high-quality solutions. Some of the technologies we use for iPhone app development are, as mentioned below:
  • Android SDK Emulator
  • Android Sketch paper
  • MobiOne,
  • RhoMobile
  • Appcelerator
  • Xamarin
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Peak Into Mobile App Development Industry

Read our blogs about the latest industry trends and much more inthe mobile app development industry.


Top 6 Education Software Development Companies in Singapore Clutch Rated

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Top 6 Education Software Development Companies in Singapore Clutch Rated

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Top 6 Education Software Development Companies in Singapore Clutch Rated

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Banking App Development Cost And Crucial Features PDF

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