From Idea To Execution: Build an App like State Farm

Today, insurance plays the role of a shield for individuals to protect their significant assets, whether it is their health, car, or anything else. This has given the insurance industry an excellent scope for growth.

Many leaders in the insurance industry are setting new standards with feature-rich and user-friendly apps. One of the prominent names is State Farm, which offers individuals to avail multiple insurance options and gives access to additional services. Users can file a claim, track it, pay bills, get roadside assistance, and much more seamlessly.

This has influenced several other insurance companies to create an app similar to State Farm. If you are also planning for the same, that’s an excellent idea.

However, if you don’t know where to start or whether this will be the right investment, this blog is for you.

Let’s start to explore this blog till the end for a complete understanding.

Understanding the State Farm App

Before you develop an app like State Farm, you must have a good knowledge of the apps or websites available. This is simply because, without knowing about the project, working on its development process can be difficult.

State Farm is an all-in-one and one of the leading apps in the U.S. that offers insurance, primarily car insurance, and other services.

The additional services offered by this app include roadside assistance, file & track the insurance claim, and there are many more. Founded in 1922, the State Farm app has now become the prominent insurer in the United States.

Here is what you can expect from the State Farm app:

a. Insurance Products and Other

Users can find a wide range of insurance products in this app, which includes vehicle, personal, property, and business. Within the mentioned category, there are many more services that can be availed.

b. Track & File Claims

Users can seamlessly use other features within the fintech app. Users can file for an insurance claim within the app without wasting much time. Then users can proceed further and keep track of the insurance claims.

c. Customer Service

State Farm is also known for its excellent customer service. Whatever the insurance needs, the large network of agents offered by State Farm is always ready to help. Customers can call 24/7 for customer service for all types of requirements.

An Overview of the Automobile Insurance App Market

The State Farm app has gained quite a popularity in the market because of the high market demand for car insurance apps. More insurance businesses are investing in a State Farm-like app development strategy to offer excellent digital solutions to users.

To prove the above statements, we have brought to you an overview of the automobile insurance app market. As per the study, the year 2024 witnessed the Automobile Insurance app market size reach $12.5 billion.

Further, as per the same study, it is expected that by the year 2033, the Automobile Insurance Market is expected to reach $25 billion. Thus, between the years 2026 to 2033, the market will grow at a CAGR of 8.5%.

How to Develop an App Like State Farm?

So, now you have a strong point from the above statistics that investing in an insurance app like State Farm can bring you excellent profit.

If you are planning to create an app similar to State Farm, then you should hire a company. In this case, a fintech app development company can work great, and we have shared the development process the company will follow.

Remember that the development process starts with strategic planning, and we have covered everything below.

Step 1: Planning and Analysis

The first step consists of planning and analysis of the State Farm app development between the development team and the business.

In this step, both parties will conduct a thorough target market analysis, including mobile app market research.

This will consist of understanding the potential of the car insurance mobile app market, the need and preference of the target audience, etc. This helps to build an app that stands out in the competitive market.

Next, both parties will undertake a comprehensive cost analysis. Lastly, they will set clear and realistic goals that will bring project success.

Step 2: Choose the Right Features

Now this step is important to ensure what you want to offer customers through your insurance app.

The must-have features to be included in the app, like State Farm, are vehicle information, documentation, filters, push notifications, geolocation, policy review, and customer support.

• The vehicle information feature will allow users to fill in their vehicle information and find accurate insurance to purchase.
• The document feature allows users to upload required document images.
• Then comes a filter that helps in choosing the right insurance as per the requirement.
• Push notifications are important so that users get a real-time update of insurance renewal to help companies in marketing.
• Geolocation is a feature needed for car insurance, enabling companies to track vehicles in real time.
• Policy review allows users to check details related to the policy.
• Customer support helps in creating a clear channel between insurance holders and the companies.

Step 3: Required Tech Stacks

Now comes the important step upon which the quality of every business application development depends. The mobile app tech stack is important because you need to offer customers more than just a sleek design in the name of an app.

This helps to ensure that your app offers optimum performance, security, and a smooth user experience. You need to choose separate technologies to create applications & data and for utilities.

Step 4: Design of the App

After planning, looking into the features and tech stacks comes the designing part of the app, which is initially focused on the creation of a prototype of the app.

Then comes the wireframing of the app, which helps developers to get the visual representation of functionality and appearance of the app, like State Farm. It is important to correctly design the app since this will define the backend development of the app.

This phase includes page design as per the app’s goal, giving developers a clear roadmap of the app features for best outcomes. Here, one must carefully implement the UI/UX design.

Step 5: Development

Now comes the core part of the process, the development and testing of the State Farm app. In this section, developers will undertake both backend and frontend development.

To build an app like State Farm, start with frontend development, which plays the main role in creating the app’s admin panel. The primary goal of frontend development is to make the app visually appealing.

Then comes backend development, which involves creating server-side functionalities to form the foundational framework of the insurance app. I helped to implement server logic, manage databases, and design robust AI in Insurance apps.

Step 6: Test & Deploy

After successfully developing the app, it’s time to test the app before you deploy it. Mobile app testing is one of the crucial parts where developers make sure the app is free from bugs and other additional issues.

This helps to provide customers or app users with the best experience. After thorough testing, your app is ready to deploy on different app download platforms like Google Play or the App Store. Deploy the app for the use of the audience.

Before that, you must market your app through different channels like email, social media, etc, so that it can attract a vast audience after the deployment.

Step 7: Post Maintenance

Next, you must make sure that you take care of the app post-launch as well. This is where the post-maintenance part comes in; here, developers will keep the app updated with new features and software.

This helps you keep the app relevant for the users and fight potential cyber attacks with regular security batch updates.

The Cost to Develop an App Like State Farm

So, you know how you can create an app similar to State Farm following a strategic step-by-step process. But did you know how much it can cost you?

You should have an idea of the cost to develop an insurance app similar to State Farm, so that your budget doesn’t get a sudden shock. In this section, we will give you an estimated cost breakdown to develop an app like State Farm.

The estimated cost to develop an app like State Farm ranges between $30,000 to $100,000, and even more. There are various factors that influence the development cost, including but not limited to complexity, features, and tech stack.

If you are planning to assemble a team of developers to build your insurance app, you have to hire individual developers. The cost will then depend on how much the developers will demand, based on their experience level and location.

Thus, the cost to hire an app developer falls between $30 to $70 per hour, as per their level of experience.

So, the State Farm app development cost must be clear to you; this will help you in better budget planning for the app development. You can choose the right features and tech stack for your app that will not feel heavy on your pocket.

Nimble AppGenie Helps in the Development of an App Like State Farm

Are you looking for an insurance app development company that can help you create an excellent app just like State Farm? Then Nimble AppGenie is the perfect company for you with an excellently skilled team of developers.

We come with more than 7 years of experience in the field of app development, covering numerous industries.

We know exactly which technology is currently trending in the fintech market, which helps us decide what is best for your app. From car to health insurance app development, Nimble AppGenie offers a wide range of solutions.

Our team of expert developers will consult with you to understand the mobile app ideas you have. They will help you in preparing a budget for your app development requirements, which will help you choose the right features, functionality, and tech stack for your app.

It’s also looking into growing cybersecurity concerns and prioritizing mobile app security. They will integrate the right technology to keep your app safe from any future cyber attack.

Conclusion

To develop an app like State Farm, you need to focus on more than just its features, which you have already understood. Your app must have the same energy that keeps users attracted to interact with the app.

You have gathered complete knowledge of the State Farm-like app development process and also know how much it can cost you. Lastly, we suggest you take the right step that helps you in app monetization.

Now it’s your turn to use this knowledge as an opportunity to bring innovation to the insurance app space.

FAQs

Niketan Sharma

Niketan Sharma, CTO, Nimble AppGenie, is a tech enthusiast with more than a decade of experience in delivering high-value solutions that allow a brand to penetrate the market easily. With a strong hold on mobile app development, he is actively working to help businesses identify the potential of digital transformation by sharing insightful statistics, guides & blogs.