Best Money Making Apps in 2024

We are living in a time of rapid change. And as it turns out, having one income source might not be enough. This is why more and more people are looking for money making applications. If you are looking for the best money making apps, this blog is for you.

You may not realize that you don’t need to leave your home for an alternative revenue source. All you need is a mobile phone and apps. With just this, you can make money in your free time. While there are hundreds of these apps, there are only a few that are really useful.

We shall be discussing just that, so, with this being said, let’s get right into it:

Top 10 Money Earning Apps

We shall be discussing the top 10 money earning apps that you can download to your phone. Therefore, let’s discuss the same in detail below.

1. M1 Fin

The first money-making application on the list is M1 Finance. With this platform, you just need $10,000 dollars to open a credit line. This can be used to borrow money with a remarkably low-interest rate of 2%.

For those asking how this money-making app helps you generate money, well, it allows you to earn 1% on every dollar spent. M1 Finance is infamous for its APY which is 25 times greater than the national average.

Therefore, with this being said, some of the top features of this platform are, as mentioned below:

Key Features:

• Secure Loans – M1 Finance provide secure loans that remove the need of constant worry and also mitigate risks as the funds are with a secure company.
• Automated Investment– This is an amazing platform that allows the users to automate the processes that makes everything that much easier.

2. Acorns

Investment has become quite a common practice. But it is also infamous for the large investment it demands. This is where Acorns comes in. Being a micro-investing platform, it is one of the best money-making apps out there.

By micro-investing, we mean it lets you invest with spare changes. This will cost you as much as a day’s coffee or even less. So, for those who are looking for money making apps that actually work, this is it.

It takes just a minute to create an account and everything else is also quite easy. If you don’t have anything, all you need is $1 dollar to start investing. The app allows you to get involved with exchange-traded funds, and asset classes, and explore over 7000 stocks & bonds of top companies.

Key Features:

• Acorns Later – Acorns later is a feature that allows you to automate the investment process. This is quite a useful feature that helps you build a good portfolio without actually doing all the work.
• Advisory– no matter how small the fund is, investment isn’t all that easy. This is why Acorns offer an advisory team that helps you with the same.

3. Google Opinion Rewards

Google Opinion rewards are probably one of the apps that you can earn real money with. And the best part is, it is not from a sketchy company but one of the world’s largest tech giants, Google.

As the name suggests, you are rewarded for your opinion. In similar words, it will give you a survey that you have to fill out. This short survey pays you in the end.

Speaking of the survey, there are various fields that you can choose from. This included fields like hotel reviews, views on places, opinion polls, and so on.

The survey is given to you based on your location. At the most, these surveys can only take up to 1 minute at max and 10 seconds at least.

Once you are satisfied with the amount, you can take it out with Google Play or PayPal Credit. The credits are valid for a year.

Key Features:

• You can use the credit you have earned on the platform to buy apps, and books, rent movies or buy games on the play store.
• The best part is that despite being Google’s core application, it is available on iOS. Since not all apple users make use of Google pay, you can enjoy PayPal.
• While it only takes as much as 1 minute to complete a survey, you get as much as 24 hours to complete the survey.

4. Dosh

No one loves cash-backs more than shopaholics. And if you are one shopping-loving fella, this application is something that you need to try.

Dosh being a cashback application integrates quite smoothly with the eCommerce Platform as well as food delivery solutions to give you cash back. This application doesn’t only help you with shopping but also dining and travelling.

The platform is well established as it has more than 100,000 partners.

The working of the application is quite simple. All you need to do is download it, register your profile, and finally link your cards. And the best part is, that the cashback is automatically added to your wallet.

While this isn’t technically, generating revenue, one can say, this is one of the top 10 money earning apps.

Key Features:

• Bank Transfer – the bank transfer allows you to take the money from your wallet and add them back to your bank account. Apart from this, you can also take it out to PayPal Cash.
• Earn From Fuel – considering that you own a car or other vehicle, you can get a considerable amount of cashback.

5. Ibotta

Now, this is a different concept that you will love. So, let’s see what makes this one of the top money earning apps in 2022.

This platform gives real money which can be used for day-to-day purchases for a selected brand. This is compatible with both online and offline shopping.

Yes, you heard that right, the platform offers you can welcome bonus of $20 that is all yours to enjoy however you want. But this doesn’t end here.

If you prefer the platform to a friend and they download it from your link, you will get an additional $5.

With this application, you can shop with some of the best brands including Banana Republic, Amazon, and Kohls’s. In addition, it also integrates quite well with grocery delivery app development solutions like Walmart Grocery, Instacart, and Shipt.

Key Features:

• Ibotta App – through the mobile app itself, you can look into your favourite stores for their best offers. And the best part is, it also doubles as an online store so you can order all that online.
• Loyalty Card– loyalty pays off, which is why with the loyalty card, you can avoid all the receipt paperwork on your weekly shopping runs.

6. HealthyWage

HealthyWage is a platform that helps you earn healthy wages, pun intended. You see, what makes this one of the top 10 money earning apps without investment is the fact that it gives you cash to be fit.

Confused? Well, in simpler words, if you complete certain fitness challenges and/or lose some weight with the activities, you get rewarded. HealthyWage is a perfect application for those looking for some motivation to lose weight.

The platform is great that helps in every way possible to work out and be fitter. It has incentives ( financial ones ), cash prizes, peer pressure but a positive one, social motivation, and most importantly, competition that pushes you to be better.

This is one of the best money making app concepts out there and definitely something that you should try.  This is one of the best examples of banking application development integrated with fitness functionalities.

Key Features:

• Team Challenge – Motivation comes hard when you are alone, but when you are a team it gets much easier. That is why this platform allows you to team up and work to earn even more money.
• Corporate Challenge – corporate life is infamous to make laziness slow and unhealthy, but you can reverse all of that with this platform.

7. Uber

Everyone knows what Uber is. Being an example of on-demand mobile app development done right, it has inspired people to develop many other apps like Uber.

Now, what this does is, it allows you to become a taxi service provider for a limited time. If you have a vehicle, this app can help you generate extra side income on your day-to-day commutes.  This is what makes it the best money-making app for the car owner.

This is something that you should definitely try if you have extra time and a vehicle. This mobile app can really help you with extra income.

If you are looking to develop a similar platform, it can serve as an example that you can share with your ewallet app development company.

Key Features:

• It comes with eWallet integration in which you to accept payments from the app itself.
• This is one of the largest taxi service providers in the world, meaning you will have an abundance of opportunities to generate some extra cash.

8. StepBet

Imagine if you earn just by walking. Well, now you can with StepBet. This is yet another fitness application that offers amazing rewards if you meet your goal that is.

This application encourages people to walk more daily and once they cross their goal, they will get amazing rewards that they are going to love.

Moreover, this is one of those game apps to make money while having fun. As it has a range of games which keep you engaged. It is also compatible with various fitness wearables including Apple Watch, Google Fit, Apple Health, FitBit, Garmin, and Samsung Health.

Now, it goes without saying that it has become one of the best money-making apps as well as popular among customers.

Key Features:

• Warm-Up Week – theStepBet platform gives new users 1 week of time to get used to the platform and cope with the pace of things.
• Step Verification – in order to count the steps accurately, this app integrates with wearable solutions.

9. Airbnb

There are people who have moved out of their old homes but haven’t sold them or some folks who have some unused units lying around. And if you are one of these people, this app can help you generate a lot of money.

Airbnb is a popular platform, particularly among homestay owners and obviously travellers. With this platform, you can put your property like a room, condo, flat, etc for rent. And travellers or tourists can rent them out for a night or longer.

The best part is, that it has billions of users meaning a lot of opportunities to make money. This is what makes it one of the best money making apps for android phones which is also available on iOS and the web.

For those who are worried about their property getting racked and damaged, belongings secure, Airbnb covers every booking with $1M in property damage protection and $1M in insurance against accidents.

Key Features:

• Online Experiences – what makes AirBnbs different from hotels is that it doesn’t offer a stay but rather a local experience of everyday life of the place.
• Control Hosting Days – another thing that makes the platform different from hotels is the fact that you can choose when you want to offer services and when not. You decide when the property is available for rent.

10. Robinhood

The name Robinhood is enough to tell you that this platform is something different. Now, if you are into cryptocurrency, listen well. As a market-leading cryptocurrency app development solution, it allows you to buy and sell Bitcoin, Ethereum, Dogecoin, and other cryptocurrencies.

What makes it different from other platform is that it ask you to gather thousands of dollar to buy cryptos. Rather it allows you to do it with minimal quantity.

The application is considerably user-friendly and helps you get better in crypto trending. This is what makes this platform one of the best apps to make money fast.

Key Features:

• Instant Cash– with the sale, you don’t have to wait for cash as it is instantly debited into your account.
• Trade in Real-Time – on both iOS and android apps it allows you to trade as well as invest the amount in real-time.

Conclusion

Everyone wants to generate extra income. There are apps that allow you to do just that. In this blog, we discussed the best money-making apps that you can use to generate extra income.

However, if you have larger plans and want to develop a similar app for your business, we highly recommend that you consult a market-leading fintech app development company.

Niketan Sharma

Niketan Sharma is the CTO of Nimble AppGenie, a prominent website and mobile app development company in the USA that is delivering excellence with a commitment to boosting business growth & maximizing customer satisfaction. He is a highly motivated individual who helps SMEs and startups grow in this dynamic market with the latest technology and innovation.