Traditional loans are notoriously famous for being long and tiring. But what if we told you, you can get small amounts directly credited to your bank account? The best part is, that repayment is also easy & flexible! That’s what cash advance apps are about.

You might have already heard of cash advance apps. After all, they are making quite a trend these days.

Though many of us already use them for payday loans and early payout, a lot of people are skeptics too.

“Are Cash Advance Apps Legit?”

“What are The Best Cash Advance Apps?”

“How Much Can I Borrow From Cash Advance App?”

And many more.

So, if you are curious about these outrageously popular fintech apps, this blog is for you. Here, we shall be discussing all you need to know about cash advance apps.

We will also go through the most trusted and best cash advance apps in the market. And around the end, there are some cash advance app alternatives.

Understanding Cash Advance Apps

Cash Advance App

Let’s start with the basics.

What is a cash advance app?

Cash Advance” is a form of short-term loan. Here, users can access the funds much earlier than traditional loans.

Depending on the service provider, it can be anywhere between a few minutes to a few days. Now combine this concept with fintech app development and we get cash advance apps.

These mobile applications are closely related to eWallet and loan lending apps. Cash advance apps allow users to connect with lenders or service providers and avail of soft loans in little to no time.

With modern technology, it’s also possible to repay a loan via the phone itself. The exact specifications depend from platform to platform, but this is the gist of it.

How Do Cash Advance Apps Work?

So, how do these best cash advance apps work? The process is simple enough, much like any other fintech app and apps like PayPal that we use in our day-to-day lives.

In any case, the workflow of a typical cash advance app is, as mentioned below:

  1. Download the app
  2. Signup/Register
  3. Link bank account or digital wallet
  4. Apply for loan
  5. Eligibility check
  6. Loan offer amount
  7. Accept (choose the EMI plan and deposit type)
  8. The amount is credited to the account
  9. Set auto repay or pay EMI on said dates

These are the simple steps to using top cash advance apps. And with this out of the way, let’s move to the next section where we shall be discussing the cash advance app advantages.

Cash Advance Apps

A Complete List of Best Cash Advance Apps

Every niche is filled with hundreds or even thousands of apps. And this creates a lot of confusion for users who are looking for a “legit” and “trusted” app. This is more true in the fintech app market than any other, because you know, it’s high time for financial scams.

So, to help you avoid all the issues and only use the best cash advance apps, we have compiled a list of 18 apps for cash advances.

Therefore, with this being said, let’s get right into it:

AppsCash Advance Limit Normal Deposit Time Fast Deposit With Fee
EarnIn  $100 per day or $750 per pay period1-2 business days.Few Minutes – Up to $14 per advance
Chime  $20 to $200With an hourNone
Brigit  $20 to $2501-3 business days20 minutes – $0.99 to $3.99.
MoneyLion $500 ( up to $1,000 for account holders).
  • Checking account holder – 12 – 24 hours.
  • MoneyLion Account Holder: 2 to 5 business days
Few minutes – $0.49 to $8.99.
Dave Up to $5002 – 3 business daysWithin an hour – $1.99 to $13.99.
Empower Finance $10 to $250.One business day.Within one hour – $1 to $8.
Speedy Cash No fixed limit – depends on the factors.1 business dayUnder 30 minutes- 2-2.5%
Vola  Up to $3005 (business) hoursNone
Albert Up to $2502–3 business daysNone
Cleo up to a $2503 – 4 business daysFew minutes – $3.99
Branch $5003 business dayAn hour – $2.99 to $4.99
Varo $20 to $2502 business daysWithin few minutes – $0 to $15
Venmo 10% of your credit limit2 business daysUnder 30 Minutes – 1.75%
Ingo Money $5,000 per check2 business days5 Minutes to One hour – $5.00 for 250 or less, other 2%
One@Work (Formerly Even)50% of paychequeone business dayInstant at walmart
Tala $10 to $500Less than 24 hours.None
CashNetUSA $500 – $1,000 loan1- 2 business daysNone

1. EarnIn: PayDay Cash Advance App

EarnIn: PayDay Cash Advance App

The first one on our list is, EarnIn.

What makes this payday loan stand out from the other online cash advance apps is, that it let you borrow up to 100$ per day.

And as it goes for cash advance loans, there are no credit checks or mandatory fees bothering you.

But that’s not all, being the top fintech app in cash advance niche, it is not limited to money lending. Rather the platform also offers other additional services like Credit monitoring. In today’s time where a lot of people suffer from poor credit scores, this is an advantageous feature.

As their saying goes “Every day is pay day”, EarnIn offers many advantages over other platforms. Let’s look at that and it’s other features below:


  • Low bank balance alert with “Balance shield”
  • Boost feature allows user to increase the limit up to $50
  • Credit monitoring enables deep insight in financial profit of user
  • Manage deposit account via the app
  • Get advance credit instantly with lighting speed


  • Avail and access cash advance as soon as same day
  • ‘Tipping’ is no mandatory like many other best cash advance apps
  • Instead of creating an account on platform like other platforms require, users can get advance in their existing account.
  • Monitor credit score free of cost.

App Available On: iOS & Android

Loan Amounts$100 per day or $750 per pay period
FeesInstant Credit Fee: $1.99 to $4.99.

Tip (optional): Up to $14 per advance.

Time to Get Funds with FeesA Few Minutes
The Time to Get Funds without Fees1-2 business days.
Time to RepayRepayments are debited directly from your bank account
Repay MethodAutomatic

2. Chime: No.1 Bank App

Chime cash advance app

Who hasn’t heard of Chime?

This is the most loved banking app in today’s market and for a reason. In layman’s terms, it is the pinnacle of Neobank app.

Speaking of which, this is not your typical “cash advance app”. Rather this platform has partnered with a number of US banks to deliver seamless mobile banking services. And one of these services is cash advance online.

But don’t let this make you think it’s not a good option. It is one of the best on the list.

Chime is one of those quick cash advance apps. Users can get up to $200 with no monthly fee. And the best part is, you get money instantly.

The downside is, that you have to be a Chime app user if you want to avail of its benefits.


  • SpotMe feature help a user save overdraft fee
  • Also works as P2P money transfer app
  • Set custom alerts and notification
  • Bill payment
  • In-app chatting and messaging
  • Credit card management


  • No monthly fee, no headache
  • Platform is mostly fee, user can tip but it’s optional
  • Helps users build their credit score
  • Offers up to 2% annual yield percentage

App Available On: iOS & Android

Loan Amounts$20 to $200
FeesOptional tip
Time to Get FundsInstant
Time to RepayFlexible
Repay MethodTake from future deposits

Also Read: Develop An App Like Chime

3. Brigit: The Better “Cash Advance” App

Brigit - The Better “Cash Advance” App

With more than 4 million users, Brigit is one of the top cash advance apps you get your hands on today.

This cash advance platform offers up to $250. Now, if you want this to be credited instantly, you have to pay up to 4 dollars based on the total loan out. And there’s also a subscription model for 9.99$ per month.

Speaking of which, Brigit has a lot more to offer.

It doubles as one of the best gig apps in the market where you can look for side gigs, jobs, part-time jobs, and much more. How amazing is that?

Speaking of which, let’s look at the top features and advantages offered by this cash advance app.


  • Amazing feature offers credit score monitoring
  • This app has online job portal section
  • Overdraft tracking to avoid paying extra
  • User can set-up real-time alerts
  • Much needed saving tracking feature


  • Helps build credit score
  • Super-fast loan credit
  • Offers unmatched security standards
  • The platform doesn’t sell information to third party

App Available On: iOS & Android

Loan Amounts$20 to $250
FeesSubscription fee: $9.99 per month.

Instant deposit fee: $0.99 to $3.99.

Time to Get Funds with Fees20 minutes
The Time to Get Funds without Fees1-3 business days
Time to RepayPayday to payday
Repay MethodTaken from next paycheque

4. MoneyLion: The Ultimate Finance App

moneylion cash advance app

If you are familiar with the fintech apps, there are high chance you have heard of MoneyLion.

Known as the ultimate finance app and as one of the best cash advance apps, this platform is a good example of what you can achieve with a good idea and mobile banking app development.

Though not its focus, MoneyLion does offer instant cash advance services. As such, the platform offers a range of options, with 500-dollar cash advances, which go up to 1,000 dollars for its premium members.

But that’s not all, the platform comes with much-needed educational content based around fintech and day-to-day finances. In addition to this, it offers all the features that you expect from a leading financial app.


  • Open Roar Money deposit account with MoneyLion
  • Let users open and manage investment account
  • Also Provide Fintech Educational Content
  • Personalized financial offers based on user’s activity and needs.


  • Higher borrowing limit compared to competitors
  • App doesn’t bind user to repay, they can cancel at anytime.
  • Platform offers 24/7 customer support
  • (4.7 stars) 27,000 customer reviews tells you all you need to know about platform

App Available On: iOS & Android

Loan Amounts$500 ( up to $1,000 for members )
FeesInstant Deposit fee: $0.49 to $8.99.

Tip (Optional): No maximum

Time to Get Funds with FeesFew minutes
Time to Get Funds without FeesChecking account holder – 12 – 24 hours.

MoneyLion Account Holder: 2 to 5 business days

Time to RepayPayday-to-Payday
Repay MethodAutomatically debit from account

5. Dave: Making Finance Fun

Dave cash advance app

The Dave, this is the fintech app that has helped more than 5 million users save at least $2.5B in overdraft fees, sending out 71 million cash advances.

Now, that’s a stat to look for. As a market-leading easy cash advance app, it is known for its effective business model and high advance limit i.e. $500.

But there’s more. Apart from cash advance itself, the platform also offers a high-yielding account that gives around 4% APY.

Moving on, the app also helps users earn extra money with side gig opportunities. Now it’s nowhere comparable to apps like ZipRecuiter, but you get the idea.


  • Range of Budgeting features
  • Dave spending account
  • High-yield savings account
  • Offers side gig opportunities to users


  • Limits up to $500
  • In-app side hustle opportunities
  • Offers a high-yield savings account
  • No risk of overdraft

App Available On: iOS & Android

Loan AmountsUp to $500
FeesSubscription fee: $1.

Instant Deposit fee: $1.99 to $13.99.

Tip (optional): Up to 25% of total amount.

Time to Get Funds with FeesWithin an hour
The Time to Get Funds without Fees2 to 3 business days
Time to RepayPayday-to-payday
Repay MethodAutomatic

6. Empower Finance: Flagship to Apps That Give Cash Advances

Empower cash advance app

Core idea behind cash advances is financial independence, empowering people to break out of the paycheque-to-paycheque cycle.

And there are hardly a few who do it better than the “Empower”.

Though the advance limit is on the lower side at $250, there are other things to compensate for it. For instance:

  • No interest
  • No late fees
  • And no credit checks

Due to its prowess, the platform has been featured on top sites like NerdWallet, Credit Karma, Forbes, and many more.

So, how does this fintech company perform so much better than others?

Well, for starters, they follow are popular fintech business known as freemium, where you get access to premium features following a monthly subscription.

However, if you wish to leave the premium subscription, you have to pay 0$.

To better understand it, let’s look at its features and the advantages it offers.


  • Empower users with a Credit card
  • Autosave to save the day
  • Powerful yet simple-to-use Budgeting tools
  • Smart recommendation to make it easier
  • In-depth Credit score monitoring
  • Spending tracking for those overspenders


  • Custom repayment plans, adding flexibility
  • No subscription cancellation charges
  • Automation helps users save more

App Available On: iOS & Android

Loan Amounts$10 to $250.
FeesSubscription fee: $8.

Instant deposit fee: $1 to $8.

Tip (optional): Up to 20% per advance.

Time to Get Funds with FeesOne business day.
The Time to Get Funds without FeesWithin one hour.
Time to RepayPredetermined dates
Repay MethodsAutomatically debit from the account

7. Speedy Cash Advance App: Instant Cash Advance Like No Other

speedy cash advance app

The SpeedyCash, as the name suggests, is one of the best loan lending apps on the internet today.

You see, the platform offers almost instant cash advance services but it doesn’t strictly fit in the “cash advance application” category. Therefore, it isn’t too big on the whole app thing either.

In any case, it does offer amazing features and a range of advantages. To state a few, the platform offers a lot of options apart from cash advances. And in addition to this, user can also repay the loan with easy EMI or a range of other repayment methods it offer.

Let’s look at them below.


  • No fixed cash advance limit, something no one else offers
  • Repay the loan in easy instalments
  • Get personal line of credit
  • Want to cash a cheque? You can do it with this platform


  • Offer a range of other options
  • High cash advance limit
  • Quick cash advance term
  • An array of repayment options

App Available On: Android

Loan AmountsNo fixed limit – depends on factors
FeesInstant deposit fee – 2-2.5%

$2 – minimum check cashing fee.

Time to Get Funds with FeesUnder 30 minutes
The Time to Get Funds without Fees1 business day
Time to RepayAround payday, between next 10-18 days of advance
Repay MethodDebit card, cash payoff, Automatic, and post-dated check

8. Vola: Instant Cash App You Need

vola cash advance app

The Vola Finance is in a league of its own

This fintech company is on a mission to “help you permanently avoid overdraft fees” through lightning-fast cash advances, of course.

Well, there’s more to this app.

As a starter, the platform charges a monthly fee which is totally justified with the services and advantages it offers.


  • Financial insights with an array of tools
  • Learn better financial practices with educational content
  • Credit score building aid
  • Set up smart alert with vola app.


  • There is no interest for cash advances up to $300
  • Lighting fast cash advances
  • Platform offers services across the nation

App Available On: iOS & Android

Loan AmountsUp to $300
Fees Subscription fee (per month): $2.99
Time to Get Funds5 (business) hours
The Time to RepayFlexible repayment date
Repay MethodBank Account or debit card

9. Albert Banking: Enter New Age of Cash Advance Apps

Albert Banking Cash Advance App

Tired of juggling between different apps for getting cash advances, investing your savings, and mobile banking? Well, Albert is just the app for you.

To set the tone, in addition to offering cash advances up to the platform a card. And with it, users can avail cashback on essentials like Gas, Groceries, and On-Demand Delivery Apps.

Moreover, if you are all about building a fortune, starting as an underdog, the app helps you start investing with just 1$.

Furthermore, Albert Banking lets users consult industrial experts for the best advice. It is with these capacities that the platform has helped its users save up to $1 Billion. Amazing, right?


  • The platform offer it’s user a card to access account
  • Investment and save all in one app
  • In-depth Credit score insight
  • Advance Budgeting features


  • Ease of tracking account balance and net worth
  • Fee-free cash advances
  • Access to paycheque two days early
  • Start investing with just 1$

App Available On: iOS & Android

Loan AmountsUp to $250
FeesSubscription Fee: $6 per month.
Time to Get Funds2–3 business days
The Time to RepayNext paycheck
Repay MethodExternal bank transfers /direct deposit

10. Cleo: Meet Cash Advance App

Cleo Cash Advance App

If you are stressed about money, meet Cleo.

It is one of the best apps for cash advances for a reason. For starters, the platform combines fintech and AI into one, giving you powerful educational and financial tools.

This not only makes using the platform that much easier but also makes it super effective.

Cleo helps you with everything from building a good credit score to escaping the bottomless pit of overdraft fees.

Not to mention, the platform also offers a card.


  • Innovative Features To Create Budgets
  • App Helps User Automate Spending Tracking
  • With powerful-feature, user can maximize on saving
  • AI-powered saving advice and recommendations


  • Everything is easier with AI powered tool
  • More suitable for people who want to grow faster
  • A real (human) expert helps users get familiar with fintech scenario

App Available On: iOS & Android

Loan Amountsup to a $250
FeesFee per advance: $4

Instant Deposit Fee: $3.99

Time to Get Funds with FeesFew minutes
The Time to Get Funds without Fees3 – 4 business days
Time to Repay3 – 28 business days
Repay MethodAutomatically debited from account

11. Branch: Cash Advance Online Like No Other

Branch Cash Advance App

if you want to get paid before the payday, Branch is for you.

But it’s not like any other app for cash advances we have discussed on the list so far. Here’s how:

The branch app is not something you can just download and use. Rather, this is a platform that is availed to employees by their employees. This is developed to give workers a fast and flexible way of getting access to their earnings early.

Now, this model might filter out lots of you, but those who can use this app, absolutely love it. Reason being that, there is a lot less headache to deal with, like signing up, KYC, and so on, with more or the same benefits as others on the list.

Moving on, let’s look at some top features of this platform.


  • Linked directly to salary account
  • Insight on spending
  • Easy to use app interface
  • W-2 Pay Options


  • No interest or membership fee is charged.
  • Same-day funding available for $2.99 to $4.99
  • Withdraw up to $500 per pay period
  • Option to send cash advances to a Branch debit card
  • Platform to manage your work schedule and finances

App Available On: iOS & Android

 Loan Amounts$500
FeesInstant Deposit Fee: $2.99 to $4.99
Time to Get Funds with FeesAn hour
The Time to Get Funds without Fees3 business day
Time to RepayDepends
Repay MethodAutomatically debited from account

12. Varo Bank App

varo cash advance app

Easy to use, fast working, affordable services, and no interest charged are the best characteristics of this app.

We are talking about varo money.

The cash advance platform is known for its quick services and secure solutions. If you are looking for that extra buck for the odd situation, this app is perfect for you.

To round it all up, the platform offers a free debit card and a high-yield savings account.


  • Free debit card for platform users
  • High-yielding saving account
  • Financial insights


  • Low interest rates
  • Flexible repayment dates
  • Safe and secure platform

App Available On: iOS & Android

Loan Amounts$20 to $250
FeesInstant Deposit Fee:$0 to $15
Time to Get Funds with FeesWithin few minutes
Time to Get Funds without Fees2 business days
Time to RepayUp to 4 weeks
Repay MethodAutomatically debited from account

13. Venmo: All in One Fintech App

Venmo cash advance app

Everyone knew this app was going to appear on the list of best cash advance loan apps sooner or later and here it is:

Venmo, well known as a market-leading eWallet app, the platform also offers cash advances. But it might be a little different than what you expect.

This is an all-round fintech app with eWallet, Crypto-trading functionality, bill payment, mobile payment, and much more.


  • Users can avail credit card
  • Built in eWallet app functionality
  • High Level Data Security


  • Quick and secure processes
  • Free payment from bank account
  • Low credit card payment fee
  • Pay at PoS

App Available On: iOS & Android

Loan Amounts10% of your credit limit
Fees5% each cash advance(minimum)

Instant Deposit Fee: 1.75%

Time to Get Funds with FeesUnder 30 Minutes
Time to Get Funds without Fees2 business days
Time to RepayFlexible
Repay MethodDebited from account

Also Read: Develop An App Like Venmo

14. Ingo Money App: Instant PayOut App

Ingo Money cash advance app

If any app claims to be an Instant cash advance app and it’s not Ingo, there’s a problem.

Ingo Money stands as a defining platform in the world of fintech. With embedded p2p payment capacities and industry-leading technology, there are only a few other platforms that are like this.

Moreover, the platform offers a cash advance limit of $5,000 per check. In addition, $5,000 in cumulative checks per day and $10,000 in cumulative checks per month.


  • Mobile payment capacity
  • Risk management
  • Account funding and transfer
  • Instant cash advance payouts


  • One of the fastest cash advance apps
  • No need to check cashing lines
  • The app doesn’t have deposit holds

App Available On: iOS & Android

Loan Amounts$5,000 per check
Fees$5.00 for 250 or less, other 2%
Time to Get Funds5 Minutes to One hour
Time to Get Funds without Fees2 business days
Time to RepayFlexible repayment options
Repay MethodFrom debit card, credit card, or bank account

15. One@Work (Formerly Even)

one at work cash advance app

If you go looking for even a cash advance app, you won’t find any, because it has been rebadged to One@Work.

This platform is yet another example of an employee-employer cash advance arrangement.

Coming to the platform itself, the app offers almost instantaneous access to paycheque and to make it a complete deal, it’s packed with budgeting tools.

Here comes the best part: the cash advance limit is up to 50% of the paycheque. And that’s what makes it one of the best apps that give cash advances in the market.


  • Instapay feature for instant advance deposit
  • Handle salary account
  • Number of budgeting tools


  • Let users avail cash advance on their paycheque
  • It is useable at Walmart and allow users to pick cash.

App Available On: iOS & Android

Loan Amounts50% of pay cheque
FeesSubscription: $8/month (or $96/year)
Time to Get Funds with FeesInstant at Walmart
Time to Get Funds without Feesone business day
Time to RepayPaycheque-to-paycheque
Repay MethodSalary account and paycheque.

16. Tala: App For The Unbanked

tala cash advance app

Getting attention from financial institutions is really difficult when a user doesn’t have a credit history. But where there is a problem, there’s an app that solves it.

This time, it’s Tala.

As a leading platform, it offers a range of digital financial services targeted at underbanked and unbanked audience groups with the goal of helping them grow their financial stature.

This app claims to be “world’s most accessible”. In addition, it is also easy to avail loans up to $400 with an interest rate as low as 4%.


  • Financial management tools
  • Easy money transfer
  • Instant cash advance deposit
  • AI embedded tools


  • Easy-to-use app with AI integration
  • Improve user’s credit score
  • All-in-one fintech solution

App Available On: iOS & Android

Loan Amounts$10 to $500
FeesInterest fee: $4/ 5%-15%
Time to Get FundsLess than 24 hours.
Time to Repayup to 61 days
Repay MethodDebit card, credit card, in-app wallet

17. CashNetUSA: Digital Loan Lending App

CashNetUSA cash advance app

Lastly, we have CashNetUSA

This is a well-known financial company based in the USA as suggested by the name. To be specific, this is a loan lending app. And among all the different types of loans it offers is, Cash Advance.

Now, there is not much to say about this platform apart from the fact that, it offers a very high cash advance limit. Though the interest rates are a little high, the repayment ranges are unmatched.


  • Same-day loan deposit
  • Different loan types


  • High cash advance limit
  • Flexible repayment options

App Available On: iOS & Android

Loan Amounts$500 – $1,000 loan
FeesInterest Fee: $25.00 per $100.00
Time to Get Funds1- 2 business days
Time to Repay3 – 24 months.
Repay MethodCheque, debit card, credit card, bank account.

 Cash Advance Apps

Why People Love Cash Advance Apps?

Cash Advance App Advantages

Loans, much like credit cards are those financial products that are frowned upon, labeling them as debit traps. So, are cash advance loan debt traps? Well, they aren’t if you use them right.

There are some use cases of cash advance apps that are super beneficial. Let’s look at these below:

1) Relief in Emergency

Cash advances can be a much-needed relief in case of those emergency situations.

Now, it’s not like cash advance apps offer you thousands of dollars. But in our day-to-day life, we have those emergencies where we are just a few hundred dollars short or a few days of drought before payday.

To ballpark it, most of the cash advance apps will provide up to 500$ within minutes ( or days, depending on the platform).

2) It’s actually cheaper than an overdraft fee

One thing that units people like nothing else is hate against paying late or overdraft fees. Well, cash advance loan apps can save you from just that.

This is not to say the funds from best cash advance apps are free of fee or extra charge. But answer this: if you had to choose between a paycheck advance or an overdraft, what would you go with?

The former one is actually cheaper as you only have to pay around $10 at most. Compared to the overdraft fee that easily reaches 35$, this is much better, won’t you agree?

3) No credit check

Just now we were discussing how everyone hates long processes for loan approval. Well, there’s no such thing in cash advances.There are no credit checks, no long waiting period, just instant deposit to your account. Amazing right?

Enough praises of cash money advance apps. Let’s move to the next section where we shall be diving into the market for these platforms.

Cash Advance App Alternative Methods

The Instant Cash advance apps and their strict rules can be too much to handle for some users. But worry not, because there are some alternative methods that you can go for.

These are, as mentioned below:

Personal loans – This might be a step back to traditional methods but it is worth it at times. You should definitely check it out.

BNPL Apps – BNPL stands for Buy Now Pay Later. This is yet another popular form of fintech app that allows you to buy on a cash advance that you have to pay later. You can use apps like Klarna and AfterPay.

Ask from Friends & Family – Not as high-tech as other methods on the list, but this is an interest-free and stress-free method. Doesn’t hurt to ask for help once in a while do it?

Or, you can work with an eWallet app development company and create your own version of cash advance app, how does that sound? Well, in any case, with this, we have concluded the blog.


With the financial landscape changing rapidly and the economic situation of different classes drastically changing, cash advance apps have appeared as much much-needed savior. However, one has to confirm before giving their financial information to an app. That’s why in this blog we discussed some of the most trusted and legit cash advance apps in the market. With this, you have flexible options and a high advance limit. Every app has different offers, appealing to different user bases.


Cash advance apps give the user access to limited funds that are directly credited to their bank account or eWallet and have to be repaid within a short period of time.

The working process of a cash advance app is, as mentioned below:

  • Download & Signup
  • Link bank account
  • Eligibility & Apply
  • Loan offer amount
  • Choose the EMI plan and deposit type
  • Amount is credited to account
  • Repayment

Cash advance apps fall in the loan lending app category. So, the average cash advance app development cost ranges between $10,000 to $100,000. It depends on a range of different factors such as complexity, tech stack, feature, size, design, and more. For accurate cost estimation, contact an app development company.

Cash advance apps are absolutely safe to use. These apps have to pass government compliance tests and follow strict guidelines that ensure user data and funds’ safety. However, it’s always advised to go through.

Nimble AppGenie as a leading fintech app development company does offer market-leading loan lending app development services. User can avail of these services to convert their cash advance app idea into a working digital concept. Reach out to us, let’s discuss this further.

Payday loans are available in brick-and-mortar payday lending stores, online lenders, and banks. The process to avail of these is typically longer than cash advances. Moreover, the pay structure also differs. On the other hand, cash advance apps are entirely digital solutions, where funds are credited instantly. Some features of both services may be overshadowed, but there are two different concepts.