That\u2019s almost 1 in every 3 orders on the Jumia shopping app. Isn\u2019t this huge?<\/p>\n
In Africa, mobile payments are growing fast. There are now more than 1.1 billion mobile money accounts<\/strong>, and these handle over $1 trillion every year.<\/p>\n That shows how much people trust these payment apps.<\/p>\n Thus, if you are planning to develop an app like JumiaPay, now is a good time to take your business to greater heights.<\/p>\n In this blog, we\u2019ll discuss with you how to build a mobile payment app like JumiaPay, along with the features people really need and want.<\/p>\n So, let\u2019s begin! \u00a0<\/strong><\/p>\n JumiaPay is a mobile payment application that enables users to make online payments for multiple services. It is particularly designed for users in African countries.<\/p>\n Users can use its services like bill payment, mobile recharge, airtime purchases, and so on.<\/p>\n JumiaPay uses a contactless payment system<\/a> that supports multiple payment methods like cards, mobile money, and so on.<\/p>\n Also, users can avail multiple offers like cashback deals and discounts.<\/p>\n Now, let\u2019s check out the working mechanism of the JumiaPay app in the following:<\/strong><\/p>\n The market size of the mobile payment industry is forecasted to reach <\/strong>$587.52 billion by 2030<\/strong><\/a>, with 38.0% growth every year.<\/strong> The U.S. alone has accounted for mobile payment market growth of $5.66 trillion<\/a> by 2032.<\/strong><\/p>\n As more and more businesses are using AI in digital payments<\/a>,<\/strong> it is boosting the market. If we look at the user segment, it is estimated that over 2 billion<\/a> people use mobile payment platforms.<\/p>\n Sub\u2011Saharan Africa has 1.1 billion<\/a> registered mobile money accounts, which make up over two\u2011thirds of all registered accounts globally.<\/p>\n These figures show the strong demand for mobile payments worldwide. It\u2019s a great opportunity for businesses to invest in JumiaPay app development and grow as more people start using digital money.<\/p>\n Now is the best time for businesses to enter the mobile payment market due to huge consumer demand and technological advancements.<\/p>\n As we have already seen, the global evolution of instant payments <\/a>is going to increase in the coming years, so you should also build a mobile payment application like JumiaPay.<\/p>\n Let\u2019s have a look at the reasons to invest.<\/p>\n Consumers today expect quick and easy payments. In 2023, over 266 billion real-time payments<\/strong> were made globally.<\/p>\n That’s a 42% jump from the year before. This shows that mobile payments are not just a trend. They are becoming the standard way people prefer to pay.<\/p>\n Mobile phone usage is growing fast, even in emerging markets. In Africa alone, mobile money users rose by 52% between 2020 and 2023.<\/p>\n That means millions of people are now ready to use mobile apps for payments, and they\u2019re waiting for businesses like yours to show up.<\/p>\n Even with all this growth, there\u2019s still room for new players like you. For example, only 64% of East Africans used mobile payments in 2023.<\/p>\n That leaves a big untapped audience. If you develop a mobile payment app now, it gives you the chance to reach them before the space gets too crowded.<\/p>\n To develop an app like JumiaPay, you should first focus on creating an MVP version instead of a full-fledged app to test your idea.<\/p>\n Below is the step-by-step JumiaPay app development process you should follow.<\/p>\n Before developing a payment application like JumiaPay, just ask yourself what this app is supposed to do.<\/p>\n What will a person open the app for? Is it just for paying bills? Ending the money? Shopping too?<\/p>\n Just start super small. Do not try to do everything JumiaPay does on day one. You do not have to copy the exact features or design of it.<\/p>\n To stand out, just add unique features like offline payments in eWallets<\/a>, <\/strong>etc, that can attract your target audience.<\/p>\n Once you thoroughly understand what your app will offer, you can move to the next step.<\/p>\n Now, you don’t need a huge development team. Just hire only those who can get things done without overcomplicating it.<\/p>\n If you do not know how to develop an app like JumiaPay, choose the best mobile app development company<\/a> that has prior experience.<\/p>\n Additionally, you have to choose the right tech stack<\/a>, like Flutter, React Native, that aligns with your budget. Just don’t spend weeks choosing the tech stack. Just choose one and build it.<\/p>\n Once you have hired an experienced mobile app development team<\/a>, it is time to create a visually appealing interface.<\/p>\n It should be very easy to use so that users may not have any difficulty. Just sketch out how you want each screen to look and feel.<\/p>\n You can create a mobile app wireframe<\/a>, or we can say a simple layout. Also, do not overload the screen with too much information, and it should not look ugly.<\/p>\n Users are attracted to minimalist designs, so keep the buttons easy to find, and each step should feel seamless.<\/p>\n This is the stage where you develop an app like JumiaPay. But don’t focus on creating a fully-featured payment app at the start.<\/p>\n You can build an MVP<\/a> app for JumiaPay-like apps that covers only the core features.<\/p>\n MVP helps you to test your dream payment app idea with real users so that if you get any errors, you can modify it.<\/p>\n This really saves a lot of mobile payment app development time and cost. Don’t try to focus on making it super perfect.<\/p>\n Your main goal is to get a basic working version into people\u2019s hands. Once users start using it, you will learn what they need.<\/p>\n Once your payment app\u2019s MVP is perfectly developed, you can rigorously do mobile app testing<\/a> using different methods.<\/p>\n You can test the MVP version of a JumiaPay-like app with real users and collect their feedback.<\/p>\n Now you have to thoroughly improve and modify your payment application, and once done, you can launch it on the respective platforms.<\/p>\n In addition to this, you have to timely update and modify your payment app with new features<\/a>, security checks, etc.<\/p>\n To develop an app like JumiaPay, you have to first decide the MVP features.<\/p>\n We have jotted down some must-have features that you can integrate into your mobile payment app like JumiaPay.<\/p>\n You can integrate a wallet where users can put money inside the app like JumiaPay. They can use this money to pay quickly when buying things online without typing their card details every time.<\/p>\n You should provide a way for users to pay their bills, like electricity, water, and internet, right from the app. They just pick their bill type, enter the details, and pay.<\/p>\n We can provide an eWallet QR code payment <\/a>feature so users can pay by scanning codes at shops. They just open the app, scan the code, and pay. It\u2019s fast, simple, and contactless. It is really perfect for stores and small businesses.<\/p>\n This feature allows users to buy airtime or data for their phones or their friends\u2019 phones. They pick their network, enter their phone number, and pay quickly from their payment app like JumiaPay.<\/p>\n You should provide a secure login using Face ID or biometric authentication,<\/a> like a fingerprint. It keeps the app safe and makes logging in super fast\u2014no need to remember passwords every time.<\/p>\n You should provide an option for users to connect their bank accounts or cards to the app safely. This helps them add money to their wallet or pay directly without typing in card info every time.<\/p>\n Your mobile payment app will allow users to see all their past payments, money sent, or received. They can check dates, amounts, and download receipts if needed.<\/p>\n You need to integrate a payment gateway<\/a> for users to pay from their wallet, bank account, or card. This gives them freedom to choose how they want to pay, making the app flexible and easy to use.<\/p>\n If you provide rewards and cashback offers in the app, you are giving users money back or bonuses when they pay bills or shop. This makes using the app more fun and encourages people to keep using it.<\/p>\n You should definitely add a help section in your app similar to JumiaPay, where users can chat or send questions if they have problems paying or using the app. It is really quick and friendly support helps users trust the app and solve issues.<\/p>\n If you want to develop a mobile payment app like JumiaPay, it’s important to understand what makes top payment apps in this space successful.<\/p>\n Here is a table of the best mobile payment apps like JumiaPay.<\/p>\n<\/span>What is a JumiaPay App? <\/strong><\/span><\/h2>\n
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<\/span>Market Overview of Mobile Payment Services <\/strong><\/span><\/h2>\n
![\"Mobile](\"https:\/\/www.nimbleappgenie.com\/blogs\/wp-content\/uploads\/2025\/10\/Mobile-Payment-Market.webp\")
<\/p>\n<\/span>Why Should Your Business Enter the Mobile Payment Space Now? <\/strong><\/span><\/h2>\n
![\"Why](\"https:\/\/www.nimbleappgenie.com\/blogs\/wp-content\/uploads\/2025\/10\/Why-Should-Your-Business-Enter-the-Mobile-Payment-Space-Now.webp\")
<\/p>\n\n
<\/span>People Want Faster Ways to Pay <\/strong><\/span><\/h3>\n<\/li>\n<\/ul>\n
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<\/span>Mobile Phones are Used Everywhere <\/strong><\/span><\/h3>\n<\/li>\n<\/ul>\n
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<\/span>The Market is Still Open\u00a0\u00a0\u00a0\u00a0 <\/strong><\/span><\/h3>\n<\/li>\n<\/ul>\n
<\/span>How to Develop a Payment App like JumiaPay? <\/strong><\/span><\/h2>\n
![\"How](\"https:\/\/www.nimbleappgenie.com\/blogs\/wp-content\/uploads\/2025\/10\/How-to-Develop-a-Payment-App-like-JumiaPay.webp\")
<\/p>\n<\/span>Step 1: Understand What Your App Will Do<\/strong><\/span><\/h3>\n
<\/span>Step 2: <\/strong>Choose the Right Team and Tools <\/strong><\/span><\/h3>\n
<\/span>Step 3: <\/strong>Create a UI\/UX Design<\/strong><\/span><\/h3>\n
<\/span>Step 4: <\/strong>Create an MVP Version <\/strong><\/span><\/h3>\n
<\/span>Step 5: <\/strong>Test and Launch the App <\/strong><\/span><\/h3>\n
<\/span>Core Features for a JumiaPay-like MVP <\/strong><\/span><\/h2>\n
![\"Core](\"https:\/\/www.nimbleappgenie.com\/blogs\/wp-content\/uploads\/2025\/10\/Core-Features-for-a-JumiaPay-like-MVP.webp\")
<\/p>\n\n
<\/span>Wallet for Shopping Payments<\/strong><\/span><\/h3>\n<\/li>\n<\/ul>\n
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<\/span>Bill Payments <\/strong><\/span><\/h3>\n<\/li>\n<\/ul>\n
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<\/span>QR Code Payments<\/strong><\/span><\/h3>\n<\/li>\n<\/ul>\n
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<\/span>Mobile Airtime and Data Top-Up<\/strong><\/span><\/h3>\n<\/li>\n<\/ul>\n
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<\/span>Face ID or Fingerprint Login<\/strong><\/span><\/h3>\n<\/li>\n<\/ul>\n
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<\/span>Card and Bank Linking<\/strong><\/span><\/h3>\n<\/li>\n<\/ul>\n
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<\/span>Transaction History<\/strong><\/span><\/h3>\n<\/li>\n<\/ul>\n
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<\/span>Multiple Payment Choices<\/strong><\/span><\/h3>\n<\/li>\n<\/ul>\n
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<\/span>Rewards and Cashback<\/strong><\/span><\/h3>\n<\/li>\n<\/ul>\n
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<\/span>Easy Customer Support<\/strong><\/span><\/h3>\n<\/li>\n<\/ul>\n
![\"How](\"https:\/\/www.nimbleappgenie.com\/blogs\/wp-content\/uploads\/2025\/10\/CTA-1-7.webp\")
<\/a><\/p>\n<\/span>5 Best Mobile Payment Apps like JumiaPay<\/strong><\/span><\/h2>\n
![\"How](\"https:\/\/www.nimbleappgenie.com\/blogs\/wp-content\/uploads\/2025\/10\/How-to-Monetize-Your-Payment-App-like-JumiaPay.webp\")
<\/p>\n![\"How](\"https:\/\/www.nimbleappgenie.com\/blogs\/wp-content\/uploads\/2025\/10\/CTA-2-6.webp\")
<\/a><\/p>\n